Recover
Your home may be damaged. Here's how to recover without getting scammed or shortchanged.
We'll walk you through every step, from documenting the damage to getting your claim paid to finding a contractor you can trust.
The recovery roadmap
Here's what comes next. In the right order.
Step 01
Make sure it's safe to go back
Structural damage, gas, water and downed power lines come first.
Read guideStep 02
Document everything before you touch anything
Photos, video and a written inventory — before any clean-up begins.
Read guideStep 03
Contact your insurance company
Open the claim early and keep a record of every call and email.
Read guideStep 04
Find a verified contractor
Verified search is launching soon. Until then, check license and insurance yourself: no door-knockers, no upfront cash.
Read guideStep 05
Understand your rights as a policyholder
Your protections differ by state. Find yours before you negotiate.
Read guideStep 06
Get your claim paid fairly
Compare your policy, the offer and your estimate side by side.
Read guideStep 07
Rebuild smarter
Rebuild to a stronger standard so the next storm costs you less.
Read guide
Before you talk to anyone, read this.
After every major disaster, fraudulent contractors flood affected areas. They knock on doors, offer quick fixes, and disappear with your money. Here's how to spot them, and how to find someone you can actually trust.
Claims AIDvisor
Your adjuster offered less than you expected. Here's what to do.
Claims AIDvisor looks at your policy, your settlement offer, and your repair estimate together, and helps identify where the gaps may be.
More about Claims AIDvisorRecovery is hard. You don't have to do it alone.
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